IMPORTANT LEGAL INFORMATION REGARDING THIS American Legal & Financial Network WEB SITE

Your use of this American Legal & Financial Network Web site is subject to the conditions and qualifications described below. By using this American Legal & Financial Network Web site, you agree to accept such conditions and qualifications.

No Warranties; Limitation of Liability. This Web site includes information, documents, and materials (collectively, the "Contents") that are subject to change without notice. American Legal & Financial Network expressly disclaims any obligation to keep Contents up to date or free of errors or viruses, or to maintain uninterrupted access to this Web site. This Web site (including all Contents) is provided "AS IS." Users of this Web site should understand that all Contents have been electronically converted from the media from which originals were produced. American Legal & Financial Network has not tested or verified the accuracy or completeness of the conversion process.

American Legal & Financial Network assumes no responsibility for errors or omissions in any Contents, including Contents that are referenced by or linked (by hypertext links) to third party Web sites. American Legal & Financial Network makes no representations or warranties of any kind whatsoever for the Contents or third party Web sites or for any products or services mentioned or offered in the Contents or in third party Web sites.

American Legal & Financial Network disclaims any express or implied warranties related to the use of this Web site (including all Contents and third party Web sites), including, without limitation, merchantability, suitability, non-infringement, or fitness for any particular purpose.

American Legal & Financial Network shall not be liable for any errors contained herein or for any damages whatsoever arising out of or related to the use of this Web site (including all Contents), including, without limitation, direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if American Legal & Financial Network is aware of the possibility of such errors or damages.

Applicable Laws.
American Legal & Financial Network operates this site from its offices St. Louis, Missouri. American Legal & Financial Network makes no representation that Contents in the site are appropriate or available for use in other locations, and access to Contents from jurisdictions where illegal is prohibited. Those who choose to access this site do so on their own initiative and are responsible for compliance with applicable laws of their jurisdictions. The conditions and qualifications contained herein will be construed in accordance with the laws of the State of Missouri, United States of America, without regard to its conflict of law provisions.

Reservation of Rights.
All Contents (including, without limitation, the graphics, icons, and overall appearance of the American Legal & Financial Network Web site and the Contents) are the property of American Legal & Financial Network. American Legal & Financial Network does not waive any of its proprietary rights therein including, but not limited to, copyrights, trademarks, and other intellectual property rights. This Web site and the Contents are intended only for the individual, non-commercial use of Web site users. No user of this Web site may resell, republish, print, download, copy, retransmit, or display (by use of an html "frame" or otherwise) any portion of this Web site or the Contents without the prior written consent of American Legal & Financial Network, except that reasonable copying or printing of the Contents for individual, non-commercial use is permissible where permitted by law. The availability of any Contents through this Web site shall under no circumstance constitute a transfer of any copyrights, trademarks, or other intellectual property rights of American Legal & Financial Network to any Web site user or any third party. This Web site and the Contents are protected by U.S. and international copyright laws, both as individual works and as a compilation. You may not delete any copyright or similar notice from any Contents you obtain from this Web site. All Contents ©2000-2003 American Legal & Financial Network, all rights reserved.